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New property listed in Country Hills Village, Calgary

I have listed a new property at 107 120 Country Village CIRCLE NE in Calgary. See details here

Your perfect oasis awaits. This gorgeous condo features 9 foot ceilings, upgraded luxury vinyl flooring, bright floor to ceiling windows with LAKE VIEWS from both bedrooms and your walk out balcony. Easy access walking/bike paths, a huge patio for entertaining and natural beauty are right outside your door. A property like this is rare to hit the market and ready for a new owner to take immediate possession. ***OPEN HOUSE this Saturday, November 16th 1-3 PM

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Open House. Open House on Saturday, November 16, 2024 1:00PM - 3:00PM

Please visit our Open House at 107 120 Country Village CIRCLE NE in Calgary. See details here

Open House on Saturday, November 16, 2024 1:00PM - 3:00PM

Your perfect oasis awaits. This gorgeous condo features 9 foot ceilings, upgraded luxury vinyl flooring, bright floor to ceiling windows with LAKE VIEWS from both bedrooms and your walk out balcony. Easy access walking/bike paths, a huge patio for entertaining and natural beauty are right outside your door. A property like this is rare to hit the market and ready for a new owner to take immediate possession. ***OPEN HOUSE this Saturday, November 16th 1-3 PM

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I have sold a property at 308 Silvergrove BAY NW in Calgary

I have sold a property at 308 Silvergrove BAY NW in Calgary on Nov 7, 2024. See details here

This stunning 4-level split home with its many modern upgrades, incredible outdoor space, and prime location is a must-see. Located on a quiet cul-de-sac with a bright open layout the main floor features an updated kitchen with modern cabinetry, granite/quartz countertops, built in pantry and high-end stainless steel appliances. The open concept design creates an inviting space with vinyl plank flooring extending throughout three levels. Newer windows on the upper floors allow natural light to fill the space. Upstairs, you’ll find 3 spacious bedrooms and a 4 piece bathroom, including a primary suite that boasts double closets and an updated 2 piece ensuite bathroom. The lower levels offers even more living space, with a cozy family room, 4th bedroom and another full bathroom. The fully finished basement serves as a versatile recreation/media area and has laundry/utility room with plenty of room for storage. Outside, the beautifully landscaped backyard is a true oasis, with a variety of trees, shrubs, and perennials creating a serene setting. The large wooden deck is perfect for outdoor entertaining, while the detached garage and carport offer plenty of parking and storage. This home is ideally located near two schools, the outdoor pool, Bowmont Park with scenic walking and biking paths and the Silver Springs Botanical Gardens. Enjoy the convenience of the nearby Crowfoot shopping area, transit/crowfoot train station, YMCA, Public Library, and Bowness Park. Do not miss this opportunity—click on media for the video and schedule your private viewing today!

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I have sold a property at 2418 22 STREET in Nanton

I have sold a property at 2418 22 STREET in Nanton on Oct 20, 2024. See details here

Are you looking for the charm of an older home but the conveniences of a new one? This one and a half story home was completely renovated in 2019. The main floor has an oversized living room with large windows that flood in with natural sunlight. Just past the living room is a beautiful kitchen with new cabinets, stainless steel appliances, an island and quartz countertops, this leads into a good-sized dining area with french doors to the deck and backyard. The three-piece main floor bathroom features a large walk-in shower and marble floor tiles. Finishing out the main floor are 2 good sized bedrooms, one with a walk-in closet and a Laundry / mudroom. Upstairs is the primary retreat. The primary bedroom offers ample space. A separate walk-in closet also has access to an extra storage area. The gorgeous primary bath has marble floors, a double vanity and a clawfoot tub. Outside there is an oversized single detached garage and a large, fenced backyard. Don’t forget to check out the extra parking spots behind the garage.

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I have sold a property at 20 Varsplain PLACE NW in Calgary

I have sold a property at 20 Varsplain PLACE NW in Calgary on Oct 3, 2024. See details here

Welcome to 20 Varsplain Place located in the most desirable area of Varsity Village. This beautiful 1500 square foot home offers 4 generous bedrooms on the main level as well as a fully finished basement with a 5th bedroom, full bathroom, living room, additional 1400 square feet of living space and separate access. Situated on a 7900 square foot lot with a south facing backyard backing onto the beautiful walking paths. OPEN HOUSE this Saturday and Sunday, 1-4 PM These properties rarely hit the market. Come visit us and chat about making this beautiful Varsity property your new home.

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New property listed in Varsity, Calgary

I have listed a new property at 20 Varsplain PLACE NW in Calgary. See details here

Welcome to 20 Varsplain Place located in the most desirable area of Varsity Village. This beautiful 1500 square foot home offers 4 generous bedrooms on the main level as well as a fully finished basement with a 5th bedroom, full bathroom, living room, additional 1400 square feet of living space and separate access. Situated on a 7900 square foot lot with a south facing backyard backing onto the beautiful walking paths. OPEN HOUSE this Saturday and Sunday, 1-4 PM These properties rarely hit the market. Come visit us and chat about making this beautiful Varsity property your new home.

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Open House. Open House on Saturday, September 14, 2024 1:00PM - 4:00PM

Please visit our Open House at 20 Varsplain PLACE NW in Calgary. See details here

Open House on Saturday, September 14, 2024 1:00PM - 4:00PM

Welcome to 20 Varsplain Place located in the most desirable area of Varsity Village. This beautiful 1500 square foot home offers 4 generous bedrooms on the main level as well as a fully finished basement with a 5th bedroom, full bathroom, living room, additional 1400 square feet of living space and separate access. Situated on a 7900 square foot lot with a south facing backyard backing onto the beautiful walking paths. OPEN HOUSE this Saturday and Sunday, 1-4 PM These properties rarely hit the market. Come visit us and chat about making this beautiful Varsity property your new home.

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Open House. Open House on Sunday, September 15, 2024 1:00PM - 4:00PM

Please visit our Open House at 20 Varsplain PLACE NW in Calgary. See details here

Open House on Sunday, September 15, 2024 1:00PM - 4:00PM

Welcome to 20 Varsplain Place located in the most desirable area of Varsity Village. This beautiful 1500 square foot home offers 4 generous bedrooms on the main level as well as a fully finished basement with a 5th bedroom, full bathroom, living room, additional 1400 square feet of living space and separate access. Situated on a 7900 square foot lot with a south facing backyard backing onto the beautiful walking paths. OPEN HOUSE this Saturday and Sunday, 1-4 PM These properties rarely hit the market. Come visit us and chat about making this beautiful Varsity property your new home.

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Market Update August 2024

If you have a moment, I would like to take the time and explain how weak retail sales in Canada might influence the Bank of Canada’s decision on interest rates, September 4th. Recent retail sales data shows Canadians are struggling because of high interest rates. People are hoping that future rate cuts will make mortgages cheaper and cost of living more affordable. For now, spending is low, but it might get better in 2025 if rates go down.


The Canadian Dollar is now worth $0.74 US, a little stronger than before. This could give the Bank of Canada some flexibility. Consumer spending is very important, making up 60% of Canada’s economy. Even though our population is growing quickly, retail sales are not. In June, retail sales went up by just 0.2%, which is much lower than the usual growth rate of 4.69%. This shows Canadians are buying less.


There are also over 1 million mortgages coming up for renewal in 2024, and higher rates mean higher costs for homeowners. This is causing people to cut back on spending, which affects the economy.

Consumer spending continues to show signs of stress as many wait for the impact of the Bank of Canada (BoC) rate cuts to filter through to mortgage interest costs. Interest rates are still high. Canadians renewing fixed-rate mortgages in 2024 still face significantly higher rates, which will cut into broader purchasing power.

However, as the BoC continues its path to lower rates, mortgage holders will feel some relief and at least partially restored purchasing power upon renewal. We expect consumption will remain soft (relative to still-strong population growth) over the second half of the year before picking up in 2025 as the BoC continues to ease monetary policy

September 4th  Will we see a cut of 0.25% or a cut of 0.50% or nothing? We’ll have to wait and see. 

The Canadian Dollar is $.74 US. Bloomberg graph below. June 5th (prior to first Bank of Canada cut) was $.73. After two decreases and zero Federal decreases, it’s stronger; 1 penny, but still stronger.

The next Bank of Canada rate announcement is next Wednesday September 4

Debra Carlson

Mortgage Connection

TEL: 40324536363

FAX: 

EMAIL: debra@mortgageconnection.ca

debracarlson.com

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I have sold a property at 141 Prairie Springs CRESCENT SW in Airdrie

I have sold a property at 141 Prairie Springs CRESCENT SW in Airdrie on Aug 1, 2024. See details here

This beautiful Prairie Springs home offers over 3300 square feet of fully developed living space. Walking into your large foyer you immediately feel the spaciousness this home offers. To your left is a powder room and large size laundry room. To your right, you have a french doored room that can be used as an OFFICE or for PRIVATE DINING. The OPEN CONCEPT living room has a beautiful FIREPLACE and TALL CEILINGS which add to the large feel of this home. The kitchen was dressed up with GRANITE countertops, beautiful STAINLESS STEEL appliances, a breakfast nook, and corner PANTRY. Every detail was thought of from where they custom placed each light in the home to the little things like the garburator, electric blinds in basement, UV blocking film on main floor front windows, upper black out blinds, wiring the home for sound, and having the basement wired for your own home theatre. With large windows across the entire back of the house you are immediately welcomed into your backyard by an oversize deck (the largest they could build) to sit under a large lit pergola. The yard is huge and LOW MAINTENANCE with high end SYNTHETIC grass in both the front and backyard. Under the deck you'll find a MOTORIZED DOOR that opens to even more storage for all your toys. Upstairs you'll find 3 bedrooms, the primary being built HUGE with french doors, a 5 piece double vanity bathroom with separate toilet , SOAKER TUB and a WALK IN CLOSET bigger than some bedrooms! The BONUS ROOM has vaulted ceilings with yet another gas fireplace and built in shelving. This house has it all. Even the garage which they had built over sized, with an elevator up to your mezzanine for MORE STORAGE. The last detail in your heated garage to be excited about is the cabinets and shelving and yes, they go with the house. Book a showing today with your favorite Realtor.

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Open House. Open House on Sunday, July 21, 2024 12:00PM - 2:00PM

Please visit our Open House at 141 Prairie Springs CRESCENT SW in Airdrie. See details here

Open House on Sunday, July 21, 2024 12:00PM - 2:00PM

This beautiful Prairie Springs home offers over 3300 square feet of fully developed living space. Walking into your large foyer you immediately feel the spaciousness this home offers. To your left is a powder room and large size laundry room. To your right, you have a french doored room that can be used as an OFFICE or for PRIVATE DINING. The OPEN CONCEPT living room has a beautiful FIREPLACE and TALL CEILINGS which add to the large feel of this home. The kitchen was dressed up with GRANITE countertops, beautiful STAINLESS STEEL appliances, a breakfast nook, and corner PANTRY. Every detail was thought of from where they custom placed each light in the home to the little things like the garburator, electric blinds in basement, UV blocking film on main floor front windows, upper black out blinds, wiring the home for sound, and having the basement wired for your own home theatre. With large windows across the entire back of the house you are immediately welcomed into your backyard by an oversize deck (the largest they could build) to sit under a large lit pergola. The yard is huge and LOW MAINTENANCE with high end SYNTHETIC grass in both the front and backyard. Under the deck you'll find a MOTORIZED DOOR that opens to even more storage for all your toys. Upstairs you'll find 3 bedrooms, the primary being built HUGE with french doors, a 5 piece double vanity bathroom with separate toilet , SOAKER TUB and a WALK IN CLOSET bigger than some bedrooms! The BONUS ROOM has vaulted ceilings with yet another gas fireplace and built in shelving. This house has it all. Even the garage which they had built over sized, with an elevator up to your mezzanine for MORE STORAGE. The last detail in your heated garage to be excited about is the cabinets and shelving and yes, they go with the house. Book a showing today with your favorite Realtor.

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New property listed in Airdrie, Airdrie

I have listed a new property at 141 Prairie Springs CRESCENT SW in Airdrie. See details here

This beautiful Prairie Springs home offers over 3300 square feet of fully developed living space. Walking into your large foyer you immediately feel the spaciousness this home offers. To your left is a powder room and large size laundry room. To your right, you have a french doored room that can be used as an OFFICE or for PRIVATE DINING. The OPEN CONCEPT living room has a beautiful FIREPLACE and TALL CEILINGS which add to the large feel of this home. The kitchen was dressed up with GRANITE countertops, beautiful STAINLESS STEEL appliances, a breakfast nook, and corner PANTRY. Every detail was thought of from where they custom placed each light in the home to the little things like the garburator, electric blinds in basement, UV blocking film on main floor front windows, upper black out blinds, wiring the home for sound, and having the basement wired for your own home theatre. With large windows across the entire back of the house you are immediately welcomed into your backyard by an oversize deck (the largest they could build) to sit under a large lit pergola. The yard is huge and LOW MAINTENANCE with high end SYNTHETIC grass in both the front and backyard. Under the deck you'll find a MOTORIZED DOOR that opens to even more storage for all your toys. Upstairs you'll find 3 bedrooms, the primary being built HUGE with french doors, a 5 piece double vanity bathroom with separate toilet , SOAKER TUB and a WALK IN CLOSET bigger than some bedrooms! The BONUS ROOM has vaulted ceilings with yet another gas fireplace and built in shelving. This house has it all. Even the garage which they had built over sized, with an elevator up to your mezzanine for MORE STORAGE. The last detail in your heated garage to be excited about is the cabinets and shelving and yes, they go with the house. Book a showing today with your favorite Realtor. ***OPEN HOUSE THIS SATURDAY AND SUNDAY 2-5PM

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